{"id":46354,"date":"2025-08-14T12:37:37","date_gmt":"2025-08-14T10:37:37","guid":{"rendered":"https:\/\/www.altkomsoftware.com\/?post_type=industries&#038;p=46354"},"modified":"2026-02-13T13:29:04","modified_gmt":"2026-02-13T12:29:04","slug":"cyfryzacja-kredytow-ratalnych-i-gotowkowych","status":"publish","type":"industries","link":"https:\/\/stg.altkomsoftware.com\/pl\/branze\/bankowosc\/cyfryzacja-kredytow-ratalnych-i-gotowkowych\/","title":{"rendered":"Cyfryzacja kredyt\u00f3w ratalnych i got\u00f3wkowych"},"content":{"rendered":"\t<section\n\t\tclass=\"hero-banner  \"\n\t\tid=\"block_d1bb3bde60d7bbd1d7ff33e27822fd56\">\n\t\t<div class=\"hero-banner__wrapper\">\n\t\t\t<div class=\"hero-banner__wrapper--left\">\n\t\t\t\t\t\t\t\t\t<div class=\"hero-banner__wrapper--left-text\">\n\t\t\t\t\t\t<h1><span class=\"h2_style\"><span style=\"color: #4632ff\">Cyfryzacja kredyt\u00f3w<\/span><br \/>\nratalnych i got\u00f3wkowych<\/span><\/h1>\n<p><span class=\"body__lg body__lg--regular\">Uruchom cyfrowy proces kredytowy w kilka tygodni, bez kosztownych wdro\u017ce\u0144. Skr\u00f3\u0107 czas decyzji nawet o 70% i przekszta\u0142\u0107 wnioski kredytowe w realne umowy.<\/span><\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"hero-banner__wrapper--left-button\">\n\t\t\t\t\t\t\n<a class=\"btn btn__secondary animation-right\" href=\"https:\/\/stg.altkomsoftware.com\/pl\/skontaktuj-sie\/\" target=\"_self\" >\n\n\n\tSkontaktuj si\u0119 z nami\n\t\t\t<span class=\"btn--icon-right\">\n\t\t\t<span class=\"btn--icon-right-front\">\n\t\t\t\t\t\t\t\t\t<svg\n\t\t\t\t\t\twidth=\"16\"\n\t\t\t\t\t\theight=\"16\"\n\t\t\t\t\t\tviewBox=\"0 0 16 16\"\n\t\t\t\t\t\tfill=\"none\"\n\t\t\t\t\t\txmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n\t\t\t\t\t\tclass=\"btn--icon-right-icon\"\n\t\t\t\t\t\taria-hidden=\"true\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<path\n\t\t\t\t\t\t\td=\"M11.145 10.645L11.855 11.355L15.2051 8L11.855 4.64502L11.145 5.35498L13.2939 7.5H1V8.5H13.2939L11.145 10.645Z\"\/>\n\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\n\t\t\t<span class=\"btn--icon-right-back\">\n\t\t\t\t\t\t\t\t\t<svg class=\"btn--icon-right-icon\"\n\t\t\t\t\t\taria-hidden=\"true\"\n\t\t\t\t\t\txmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n\t\t\t\t\t\tviewBox=\"0 0 14 6\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<path\n\t\t\t\t\t\t\td=\"M9.75189 5.31439L10.3731 5.93561L13.3044 3L10.3731 0.0643921L9.75189 0.685608L11.6322 2.5625H0.875V3.4375H11.6322L9.75189 5.31439Z\"\/>\n\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t<\/span>\n\t\n\n<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"hero-banner__wrapper--right\">\n\t\t\t\t\t\n<div style=\"--mobile-height: 10rem; --desktop-height: 28rem;\" class=\"logos animation\">\n\t\t\t\t\t<div class=\"logos__wrapper animation-down logos__wrapper--animation animation-paused\" style=\"--animation-down-count: 4; --animation-speed: 12s\">\n\t\t\t<ul class=\"logos__wrapper--logos\">\n\t\t\t\t\t\t\t\t\t<li class=\"logos__wrapper--logo\"><img decoding=\"async\" width=\"120\" height=\"96\" src=\"https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2024\/10\/citibank.svg\" alt=\"citibank, logo\" \/><\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"logos__wrapper--logo\"><img decoding=\"async\" width=\"120\" height=\"96\" src=\"https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2024\/10\/Cardif-BNP-Paribas-Group.svg\" alt=\"Cardif, logo\" \/><\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"logos__wrapper--logo\"><img decoding=\"async\" width=\"120\" height=\"96\" src=\"https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2024\/10\/Bank-Millenium.svg\" alt=\"Bank Millenium, logo\" \/><\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"logos__wrapper--logo\"><img decoding=\"async\" width=\"120\" height=\"96\" src=\"https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2024\/10\/AXA.svg\" alt=\"AXA logo\" \/><\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t\t<ul aria-hidden=\"true\" class=\"logos__wrapper--logos\">\n\t\t\t\t\t\t\t\t\t<li class=\"logos__wrapper--logo\"><img decoding=\"async\" width=\"120\" height=\"96\" src=\"https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2024\/10\/citibank.svg\" alt=\"citibank, logo\" \/><\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"logos__wrapper--logo\"><img decoding=\"async\" width=\"120\" height=\"96\" src=\"https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2024\/10\/Cardif-BNP-Paribas-Group.svg\" alt=\"Cardif, logo\" \/><\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"logos__wrapper--logo\"><img decoding=\"async\" width=\"120\" height=\"96\" src=\"https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2024\/10\/Bank-Millenium.svg\" alt=\"Bank Millenium, logo\" \/><\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"logos__wrapper--logo\"><img decoding=\"async\" width=\"120\" height=\"96\" src=\"https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2024\/10\/AXA.svg\" alt=\"AXA logo\" \/><\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t<\/div>\n\t\t\t\t\t\t<div class=\"logos__wrapper logos__wrapper--animation animation-up animation-paused\" style=\"--animation-up-count: 4; --animation-speed: 12s\">\n\t\t\t<ul class=\"logos__wrapper--logos\">\n\t\t\t\t\t\t\t\t\t<li class=\"logos__wrapper--logo\"><img decoding=\"async\" width=\"120\" height=\"96\" src=\"https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2026\/02\/ajb-logo.svg\" alt=\"\" \/><\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"logos__wrapper--logo\"><img decoding=\"async\" width=\"120\" height=\"96\" src=\"https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2024\/09\/Credit_Agricole.svg\" alt=\"Credit Agricole logo\" \/><\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"logos__wrapper--logo\"><img decoding=\"async\" width=\"120\" height=\"96\" src=\"https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2024\/10\/Bank-Pocztowy.svg\" alt=\"Bank Pocztowy, logo\" \/><\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"logos__wrapper--logo\"><img decoding=\"async\" width=\"120\" height=\"96\" src=\"https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2024\/10\/BNP-Paribas.svg\" alt=\"BNP Paribas, logo\" \/><\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t\t<ul aria-hidden=\"true\" class=\"logos__wrapper--logos\">\n\t\t\t\t\t\t\t\t\t<li class=\"logos__wrapper--logo\"><img decoding=\"async\" width=\"120\" height=\"96\" src=\"https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2026\/02\/ajb-logo.svg\" alt=\"\" \/><\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"logos__wrapper--logo\"><img decoding=\"async\" width=\"120\" height=\"96\" src=\"https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2024\/09\/Credit_Agricole.svg\" alt=\"Credit Agricole logo\" \/><\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"logos__wrapper--logo\"><img decoding=\"async\" width=\"120\" height=\"96\" src=\"https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2024\/10\/Bank-Pocztowy.svg\" alt=\"Bank Pocztowy, logo\" \/><\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"logos__wrapper--logo\"><img decoding=\"async\" width=\"120\" height=\"96\" src=\"https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2024\/10\/BNP-Paribas.svg\" alt=\"BNP Paribas, logo\" \/><\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t<\/div>\n\t<\/div>\n\t<div class=\"logos__btn-wrapper\">\n\t\t<button aria-pressed=\"false\" class=\"logos__btn\" aria-label=\"Pauza animacji\">\n\t\t\t<svg width=\"16\" height=\"16\" viewBox=\"0 0 16 16\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t<path d=\"M3 1V15\" stroke=\"#181818\" stroke-width=\"3\"\/>\n\t\t\t\t<path d=\"M13 1V15\" stroke=\"#181818\" stroke-width=\"3\"\/>\n\t\t\t<\/svg>\n\t\t<\/button>\n\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/section>\n\t\n\n\t<section\n\t\tclass=\"text-our-advantages container-big column-1  \"\n\t\tid=\"wyzwania\">\n\t\t<div class=\"text-our-advantages__wrapper\">\n\t\t\t\t\t\t\t<div class=\"text-our-advantages__title animation-hidden\">\n\t\t\t\t\t\n\t<div class=\"title\">\n\t\t<div class=\"title__content title__content--full\">\n\t\t\t<p><span class=\"body__sm body__sm--regular\">WYZWANIA<\/span><\/p>\n<h2><span class=\"h3_style\">Tracisz klient\u00f3w przez zbyt wolny i z\u0142o\u017cony proces kredytowy?<\/span><\/h2>\n<p>&nbsp;<\/p>\n<p>Wsp\u00f3\u0142pracuj\u0105c z bankami, widzimy powtarzaj\u0105ce si\u0119 bariery, kt\u00f3re spowalniaj\u0105 cyfryzacj\u0119 kredyt\u00f3w. Je\u015bli poni\u017csze problemy brzmi\u0105 znajomo \u2013 jeste\u015b we w\u0142a\u015bciwym miejscu.<\/p>\n\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"text-our-advantages__items\">\n\t\t\t\t\t\t\t\t\t<div\n\t\t\t\t\t\tclass=\"text-our-advantages__col-left animation-hidden delay-2 \">\n\t\t\t\t\t\t<ul>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t<img\n\t\t\t\t\t\t\t\t\t\tsrc=\"https:\/\/stg.altkomsoftware.com\/wp-content\/themes\/altkomsoftware\/assets\/svg\/task-done.svg\"\n\t\t\t\t\t\t\t\t\t\twidth=\"24\"\n\t\t\t\t\t\t\t\t\t\theight=\"24\"\n\t\t\t\t\t\t\t\t\t\talt=\"\"\/>\n\t\t\t\t\t\t\t\t\t<p>Proces trwa zbyt d\u0142ugo. Decyzje kredytowe zajmuj\u0105 ca\u0142e dni, przez co wielu klient\u00f3w rezygnuje, zanim dotrze do ko\u0144ca \u015bcie\u017cki.<\/p>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t<img\n\t\t\t\t\t\t\t\t\t\tsrc=\"https:\/\/stg.altkomsoftware.com\/wp-content\/themes\/altkomsoftware\/assets\/svg\/task-done.svg\"\n\t\t\t\t\t\t\t\t\t\twidth=\"24\"\n\t\t\t\t\t\t\t\t\t\theight=\"24\"\n\t\t\t\t\t\t\t\t\t\talt=\"\"\/>\n\t\t\t\t\t\t\t\t\t<p>Koszty stale rosn\u0105. R\u0119czna obs\u0142uga i rozproszone systemy zwi\u0119kszaj\u0105 nak\u0142ad pracy i generuj\u0105 dodatkowe wydatki.<\/p>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t<img\n\t\t\t\t\t\t\t\t\t\tsrc=\"https:\/\/stg.altkomsoftware.com\/wp-content\/themes\/altkomsoftware\/assets\/svg\/task-done.svg\"\n\t\t\t\t\t\t\t\t\t\twidth=\"24\"\n\t\t\t\t\t\t\t\t\t\theight=\"24\"\n\t\t\t\t\t\t\t\t\t\talt=\"\"\/>\n\t\t\t\t\t\t\t\t\t<p>Kana\u0142y sprzeda\u017cy s\u0105 niesp\u00f3jne. Klienci zaczynaj\u0105 online, ale ko\u0144cz\u0105 w oddziale&#8230; albo wybieraj\u0105 ofert\u0119 konkurencji.<\/p>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t<img\n\t\t\t\t\t\t\t\t\t\tsrc=\"https:\/\/stg.altkomsoftware.com\/wp-content\/themes\/altkomsoftware\/assets\/svg\/task-done.svg\"\n\t\t\t\t\t\t\t\t\t\twidth=\"24\"\n\t\t\t\t\t\t\t\t\t\theight=\"24\"\n\t\t\t\t\t\t\t\t\t\talt=\"\"\/>\n\t\t\t\t\t\t\t\t\t<p>Potencja\u0142 sprzeda\u017cowy si\u0119 marnuje. Brak personalizacji, brak danych w czasie rzeczywistym i brak skutecznego cross-sellingu ograniczaj\u0105 wyniki.<\/p>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t\t\t<img\n\t\t\t\t\t\t\t\t\t\tsrc=\"https:\/\/stg.altkomsoftware.com\/wp-content\/themes\/altkomsoftware\/assets\/svg\/task-done.svg\"\n\t\t\t\t\t\t\t\t\t\twidth=\"24\"\n\t\t\t\t\t\t\t\t\t\theight=\"24\"\n\t\t\t\t\t\t\t\t\t\talt=\"\"\/>\n\t\t\t\t\t\t\t\t\t<p>Regulacje blokuj\u0105 tempo zmian. Ka\u017cda modyfikacja wymaga dodatkowych analiz, test\u00f3w i zg\u00f3d, co spowalnia wdra\u017canie innowacji.<\/p>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/section>\n\t\n\n\t<section class=\"two-columns-text-and-image variant-light  \" id=\"block_5fe4350301a32cf55638d56ed6321703\">\n\t\t<div class=\"two-columns-text-and-image__inner\">\n\t\t\t<div class=\"two-columns-text-and-image__row reverse \">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"two-columns-text-and-image__image\">\n\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2025\/08\/Cyfryzacja-kredytu-gotowkowego-i-ratalnego-1024x1024.jpg\" class=\"block-two-columns-text-and-image__image\" alt=\"Przyk\u0142ad procesu end-to-end\" srcset=\"https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2025\/08\/Cyfryzacja-kredytu-gotowkowego-i-ratalnego-1024x1024.jpg 1024w, https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2025\/08\/Cyfryzacja-kredytu-gotowkowego-i-ratalnego-300x300.jpg 300w, https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2025\/08\/Cyfryzacja-kredytu-gotowkowego-i-ratalnego-150x150.jpg 150w, https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2025\/08\/Cyfryzacja-kredytu-gotowkowego-i-ratalnego-768x768.jpg 768w, https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2025\/08\/Cyfryzacja-kredytu-gotowkowego-i-ratalnego-100x100.jpg 100w, https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2025\/08\/Cyfryzacja-kredytu-gotowkowego-i-ratalnego-882x882.jpg 882w, https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2025\/08\/Cyfryzacja-kredytu-gotowkowego-i-ratalnego.jpg 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"two-columns-text-and-image__text\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"two-columns-text-and-image__subtitle body__sm body__sm--regular\">ROZWI\u0104ZANIE<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"two-columns-text-and-image__title\">Cyfryzacja kredytu got\u00f3wkowego i ratalnego<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"two-columns-text-and-image__content body__md body__md--light\">\n\t\t\t\t\t\t\t<p>Udost\u0119pniamy gotowy proces kredytowy \u2014 sprawdzony, skalowalny i szybki do uruchomienia w Twoim banku.<\/p>\n<p>&nbsp;<\/p>\n<p>Ca\u0142o\u015b\u0107 dzia\u0142a w oparciu o autorskie rozwi\u0105zanie: Altkom Digital Banking Platform (DBP), stworzone z my\u015bl\u0105 o cyfrowej sprzeda\u017cy us\u0142ug bankowych.<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/section>\n\t\n\n\t<section\n\t\tclass=\"faq-advanced  \"\n\t\tid=\"korzysci\">\n\t\t<div class=\"faq-advanced__wrapper big\">\n\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"faq-advanced__title animation-hidden desktop-center mobile-center\">\n\t\t\t\t\t\n\t<div class=\"title\">\n\t\t<div class=\"title__content title__content--full\">\n\t\t\t<p style=\"text-align: center\"><span class=\"body__sm body__sm--regular\">DIGITAL BANKING PLATFORM<\/span><\/p>\n<h2 style=\"text-align: center\"><span class=\"h3_style\">Najwa\u017cniejsze mo\u017cliwo\u015bci platformy<\/span><\/h2>\n\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"faq-advanced__items\">\n\t\t\t\t\t\t\t\t<div class=\"faq-advanced__item-wrapper animation-hidden delay-1\">\n\t\t\t\t\t\t\t\t\t\t<div data-expandable-item\n\t\t\t\t\t\tclass=\"faq-advanced__item no-hover\">\n\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"faq-advanced__item--content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<button id=\"faq-advanced-item-heading-1-0\"\n\t\t\t\t\t\t\t\tclass=\"faq-advanced__item--button\"\n\t\t\t\t\t\t\t\taria-expanded=\"true\"\n\t\t\t\t\t\t\t\taria-controls=\"faq-advanced-2-0\">\n\t\t\t\t\t\t\t<span class=\"faq-advanced__item--heading-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"faq-advanced__item--heading\">\n\t\t\t\t\t\t\t\t\t\tWielokana\u0142owa obs\u0142uga klient\u00f3w\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span data-icon-wrapper class=\"faq-advanced__icon-wrapper\"><\/span>\n\t\t\t\t\t\t<\/button>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div data-opened=\"true\"\n\t\t\t\t\t\tid=\"faq-advanced-2-0\"\n\t\t\t\t\t\tclass=\"faq-advanced__hidden \"\n\t\t\t\t\t\trole=\"region\"\n\t\t\t\t\t\taria-labelledby=\"faq-advanced-item-heading-1-0\"\n\t\t\t\t\t\taria-hidden=\"false\">\n\t\t\t\t\t\t<div class=\"faq-advanced_hidden-wrapper\">\n\t\t\t\t\t\t\t<p>Zapewniamy sp\u00f3jn\u0105 i p\u0142ynn\u0105 obs\u0142ug\u0119 w ka\u017cdym kanale: bankowo\u015b\u0107 elektroniczna, aplikacja mobilna, oddzia\u0142, e-commerce, call center, partnerzy zewn\u0119trzni.<\/p>\n<p><span style=\"color: #171155\"><strong><img decoding=\"async\" class=\"alignleft wp-image-41815 size-full\" src=\"https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2025\/04\/idea-lightbulb-icon-1.svg\" alt=\"\" \/>Efekt:<\/strong> wi\u0119kszy zasi\u0119g i wygoda dla klient\u00f3w.<\/span><\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div data-expandable-item\n\t\t\t\t\t\tclass=\"faq-advanced__item no-hover\">\n\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"faq-advanced__item--content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<button id=\"faq-advanced-item-heading-3-1\"\n\t\t\t\t\t\t\t\tclass=\"faq-advanced__item--button\"\n\t\t\t\t\t\t\t\taria-expanded=\"false\"\n\t\t\t\t\t\t\t\taria-controls=\"faq-advanced-4-1\">\n\t\t\t\t\t\t\t<span class=\"faq-advanced__item--heading-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"faq-advanced__item--heading\">\n\t\t\t\t\t\t\t\t\t\tAutomatyzacja i optymalizacja proces\u00f3w\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span data-icon-wrapper class=\"faq-advanced__icon-wrapper\"><\/span>\n\t\t\t\t\t\t<\/button>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div data-opened=\"false\"\n\t\t\t\t\t\tid=\"faq-advanced-4-1\"\n\t\t\t\t\t\tclass=\"faq-advanced__hidden pointer-events-none\"\n\t\t\t\t\t\trole=\"region\"\n\t\t\t\t\t\taria-labelledby=\"faq-advanced-item-heading-3-1\"\n\t\t\t\t\t\taria-hidden=\"true\">\n\t\t\t\t\t\t<div class=\"faq-advanced_hidden-wrapper\">\n\t\t\t\t\t\t\t<p><span class=\"body__md body__md--light\">Silnik workflow umo\u017cliwia automatyzacj\u0119 zada\u0144, integracj\u0119 z systemami decyzyjnymi i monitorowanie przebiegu proces\u00f3w w czasie rzeczywistym.<\/span><\/p>\n<p><span class=\"body__lg body__lg--bold\"><img decoding=\"async\" class=\"wp-image-41815 size-full alignleft\" src=\"https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2025\/04\/idea-lightbulb-icon-1.svg\" alt=\"\" \/><\/span><span class=\"body__md body__md--light\" style=\"color: #171155\"><strong>Efekt:<\/strong> redukcja czasu decyzji kredytowej nawet o 70%, ni\u017csze koszty operacyjne.<\/span><\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div data-expandable-item\n\t\t\t\t\t\tclass=\"faq-advanced__item no-hover\">\n\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"faq-advanced__item--content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<button id=\"faq-advanced-item-heading-5-2\"\n\t\t\t\t\t\t\t\tclass=\"faq-advanced__item--button\"\n\t\t\t\t\t\t\t\taria-expanded=\"false\"\n\t\t\t\t\t\t\t\taria-controls=\"faq-advanced-6-2\">\n\t\t\t\t\t\t\t<span class=\"faq-advanced__item--heading-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"faq-advanced__item--heading\">\n\t\t\t\t\t\t\t\t\t\tElastyczne zarz\u0105dzanie ofert\u0105 kredytow\u0105\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span data-icon-wrapper class=\"faq-advanced__icon-wrapper\"><\/span>\n\t\t\t\t\t\t<\/button>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div data-opened=\"false\"\n\t\t\t\t\t\tid=\"faq-advanced-6-2\"\n\t\t\t\t\t\tclass=\"faq-advanced__hidden pointer-events-none\"\n\t\t\t\t\t\trole=\"region\"\n\t\t\t\t\t\taria-labelledby=\"faq-advanced-item-heading-5-2\"\n\t\t\t\t\t\taria-hidden=\"true\">\n\t\t\t\t\t\t<div class=\"faq-advanced_hidden-wrapper\">\n\t\t\t\t\t\t\t<p>Bank mo\u017ce samodzielnie definiowa\u0107 warunki kredytowe, limity, zasady scoringowe i logik\u0119 decyzji, bez konieczno\u015bci programowania.<\/p>\n<p><span class=\"body__lg body__lg--bold\"><img decoding=\"async\" class=\"wp-image-41815 size-full alignleft\" src=\"https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2025\/04\/idea-lightbulb-icon-1.svg\" alt=\"\" \/><\/span><span class=\"body__md body__md--light\" style=\"color: #171155\"><strong>Efekt: <\/strong><\/span><span class=\"body__md body__md--light\" style=\"color: #171155\">szybsze wdra\u017canie zmian, wi\u0119ksza zwinno\u015b\u0107 biznesowa<\/span><span class=\"body__lg body__lg--light\" style=\"color: #171155\">.<\/span><\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div data-expandable-item\n\t\t\t\t\t\tclass=\"faq-advanced__item no-hover\">\n\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"faq-advanced__item--content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<button id=\"faq-advanced-item-heading-7-3\"\n\t\t\t\t\t\t\t\tclass=\"faq-advanced__item--button\"\n\t\t\t\t\t\t\t\taria-expanded=\"false\"\n\t\t\t\t\t\t\t\taria-controls=\"faq-advanced-8-3\">\n\t\t\t\t\t\t\t<span class=\"faq-advanced__item--heading-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"faq-advanced__item--heading\">\n\t\t\t\t\t\t\t\t\t\tIntegracja z kluczowymi systemami\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span data-icon-wrapper class=\"faq-advanced__icon-wrapper\"><\/span>\n\t\t\t\t\t\t<\/button>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div data-opened=\"false\"\n\t\t\t\t\t\tid=\"faq-advanced-8-3\"\n\t\t\t\t\t\tclass=\"faq-advanced__hidden pointer-events-none\"\n\t\t\t\t\t\trole=\"region\"\n\t\t\t\t\t\taria-labelledby=\"faq-advanced-item-heading-7-3\"\n\t\t\t\t\t\taria-hidden=\"true\">\n\t\t\t\t\t\t<div class=\"faq-advanced_hidden-wrapper\">\n\t\t\t\t\t\t\t<p>Platforma \u0142\u0105czy si\u0119 z istniej\u0105c\u0105 infrastruktur\u0105 IT (CRM, core banking, systemy kartowe, bramki p\u0142atnicze, silniki scoringowe), bez potrzeby kosztownej modernizacji.<\/p>\n<p><img decoding=\"async\" class=\"wp-image-41815 size-full alignleft\" src=\"https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2025\/04\/idea-lightbulb-icon-1.svg\" alt=\"\" \/><span style=\"color: #171155\"><strong>Efekt:<\/strong> szybkie wdro\u017cenie i minimalne ryzyko technologiczne.<\/span><\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div data-expandable-item\n\t\t\t\t\t\tclass=\"faq-advanced__item no-hover\">\n\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"faq-advanced__item--content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<button id=\"faq-advanced-item-heading-9-4\"\n\t\t\t\t\t\t\t\tclass=\"faq-advanced__item--button\"\n\t\t\t\t\t\t\t\taria-expanded=\"false\"\n\t\t\t\t\t\t\t\taria-controls=\"faq-advanced-10-4\">\n\t\t\t\t\t\t\t<span class=\"faq-advanced__item--heading-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"faq-advanced__item--heading\">\n\t\t\t\t\t\t\t\t\t\tSegmentacja i personalizacja z wykorzystaniem AI\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span data-icon-wrapper class=\"faq-advanced__icon-wrapper\"><\/span>\n\t\t\t\t\t\t<\/button>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div data-opened=\"false\"\n\t\t\t\t\t\tid=\"faq-advanced-10-4\"\n\t\t\t\t\t\tclass=\"faq-advanced__hidden pointer-events-none\"\n\t\t\t\t\t\trole=\"region\"\n\t\t\t\t\t\taria-labelledby=\"faq-advanced-item-heading-9-4\"\n\t\t\t\t\t\taria-hidden=\"true\">\n\t\t\t\t\t\t<div class=\"faq-advanced_hidden-wrapper\">\n\t\t\t\t\t\t\t<p><span class=\"body__md body__md--light\">Zaawansowane modu\u0142y analityczne wspieraj\u0105 segmentacj\u0119 klient\u00f3w, ocen\u0119 ryzyka i dynamiczne dopasowanie oferty.<\/span><\/p>\n<p><img decoding=\"async\" class=\"wp-image-41815 size-full alignleft\" src=\"https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2025\/04\/idea-lightbulb-icon-1.svg\" alt=\"\" \/><span style=\"color: #171155\"><strong>Efekt:<\/strong> wy\u017csza konwersja, precyzyjne zarz\u0105dzanie ryzykiem.<\/span><\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t<\/section>\n\t\n\n\t<section\n\t\tclass=\"text-columns-icon-text  \"\n\t\tid=\"block_2aa78be8e2e24b6f813d46c29d79aa38\">\n\t\t<div class=\"text-columns-icon-text__wrapper\">\n\t\t\t\t\t\t\t<div class=\"text-columns-icon-text__title animation-hidden\">\n\t\t\t\t\t\n\t<div class=\"title\">\n\t\t<div class=\"title__content title__content--full\">\n\t\t\t<p><span class=\"body__sm body__sm--regular\">KORZY\u015aCI<\/span><\/p>\n<h2><span class=\"h3_style\">Co zyskasz?<\/span><\/h2>\n\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<ul class=\"text-columns-icon-text__columns\">\n\t\t\t\t\t\t\t\t\t<li class=\"text-columns-icon-text__column animation-hidden delay-1\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"text-columns-icon-text__icon\">\n\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2025\/07\/Sale.svg\" alt=\"\">\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"text-columns-icon-text__text\">\n\t\t\t\t\t\t\t\t<h3><span class=\"body__lg body__lg--bold\">Skalowalny wzrost przychod\u00f3w<\/span><\/h3>\n<p><span class=\"body__lg body__lg--light\">Wi\u0119cej zatwierdzonych kredyt\u00f3w, wy\u017csza konwersja i mar\u017cowo\u015b\u0107. Cross-selling oparty na danych w czasie rzeczywistym.<\/span><\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"text-columns-icon-text__column animation-hidden delay-2\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"text-columns-icon-text__icon\">\n\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2025\/07\/Brain.svg\" alt=\"\">\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"text-columns-icon-text__text\">\n\t\t\t\t\t\t\t\t<h3><span class=\"body__lg body__lg--bold\">Ni\u017csze koszty i wi\u0119ksza efektywno\u015b\u0107 operacyjna<\/span><\/h3>\n<p><span class=\"body__lg body__lg--light\">Decyzje kredytowe w kilka minut. Automatyzacja zada\u0144, mniejsze obci\u0105\u017cenie zespo\u0142\u00f3w, pe\u0142na dost\u0119pno\u015b\u0107 \u2013 24\/7.<\/span><\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t<li class=\"text-columns-icon-text__column animation-hidden delay-3\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"text-columns-icon-text__icon\">\n\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2025\/03\/People.svg\" alt=\"\">\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"text-columns-icon-text__text\">\n\t\t\t\t\t\t\t\t<h3><span class=\"body__lg body__lg--bold\">Lepsze do\u015bwiadczenie klienta<\/span><\/h3>\n<p><span class=\"body__lg body__lg--light\">Prosty, szybki proces kredytowy. Wy\u017csze zadowolenie, wi\u0119ksza retencja i rekomendacje.<\/span><\/p>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t<\/ul>\n\t\t\t<\/section>\n\t\n\n\t<section class=\"post-case-study-slider  lg:pt-[5rem] lg:pb-[5rem] pt-[2.5rem] pb-[2.5rem]\" id=\"case-studies\">\n\t\t\t\t\t<div class=\"post-case-study-slider__title animation-hidden\">\n\t\t\t\t\n\t<div class=\"title\">\n\t\t<div class=\"title__content \">\n\t\t\t<p><span class=\"body__sm body__sm--regular\" lang=\"en\">CASE STUDIES<\/span><\/p>\n<h2><span class=\"h3_style\">Zobacz, co jeszcze potrafi Digital Banking Platform<\/span><\/h2>\n\t\t<\/div>\n\n\t\t\t\t\t<div class=\"title__button\">\n\t\t\t\t\n<a class=\"btn btn__primary-outline animation-right\" href=\"https:\/\/altkomsoftware.com\/pl\/case-studies\/\" target=\"_self\" >\n\n\n\tZobacz wszystkie\n\t\t\t<span class=\"btn--icon-right\">\n\t\t\t<span class=\"btn--icon-right-front\">\n\t\t\t\t\t\t\t\t\t<svg\n\t\t\t\t\t\twidth=\"16\"\n\t\t\t\t\t\theight=\"16\"\n\t\t\t\t\t\tviewBox=\"0 0 16 16\"\n\t\t\t\t\t\tfill=\"none\"\n\t\t\t\t\t\txmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n\t\t\t\t\t\tclass=\"btn--icon-right-icon\"\n\t\t\t\t\t\taria-hidden=\"true\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<path\n\t\t\t\t\t\t\td=\"M11.145 10.645L11.855 11.355L15.2051 8L11.855 4.64502L11.145 5.35498L13.2939 7.5H1V8.5H13.2939L11.145 10.645Z\"\/>\n\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\n\t\t\t<span class=\"btn--icon-right-back\">\n\t\t\t\t\t\t\t\t\t<svg class=\"btn--icon-right-icon\"\n\t\t\t\t\t\taria-hidden=\"true\"\n\t\t\t\t\t\txmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n\t\t\t\t\t\tviewBox=\"0 0 14 6\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<path\n\t\t\t\t\t\t\td=\"M9.75189 5.31439L10.3731 5.93561L13.3044 3L10.3731 0.0643921L9.75189 0.685608L11.6322 2.5625H0.875V3.4375H11.6322L9.75189 5.31439Z\"\/>\n\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t<\/span>\n\t\n\n<\/a>\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"post-case-study-slider__posts-wrapper splide\">\n\t\t\t\t<div class=\"splide__track\">\n\t\t\t\t\t<ul class=\"post-case-study-slider__posts splide__list\" role=\"tablist\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-case-study-slider__post splide__slide animation-hidden delay-1\" >\n\t\t\t\t\t\t\t\t<article\n\tclass=\"post-tile-horizontal\"\n\taria-label=\"Sprzeda\u017c produkt\u00f3w bankowych\"\n\tdata-animated=\"false\"\n>\n\t<a href=\"https:\/\/stg.altkomsoftware.com\/pl\/case-studies\/sprzedaz-produktow-bankowych\/\"\n\t\tclass=\"link-focus\"\n\t\taria-label=\"Sprzeda\u017c produkt\u00f3w bankowych\">\n\t<\/a>\n\t\t\t<div class=\"post-tile-horizontal__img\">\n\t\t\t<img decoding=\"async\" width=\"432\" height=\"257\" src=\"https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2025\/04\/BNP-cas-study-sprzedaz-produktow-bankowych-hero-listing-656x390.webp\" class=\"attachment-case-study-tile size-case-study-tile\" alt=\"Przegl\u0105d ekran\u00f3w aplikacji u\u017cywanych do zarz\u0105dzania i sprzeda\u017cy produkt\u00f3w bankowych online.\" \/>\t\t<\/div>\n\t\n\t<div class=\"post-tile-horizontal__content\">\n\n\t\t\n\t\t\t\t\t<h3 class=\"post-tile-horizontal__content-title h5_style\" aria-hidden=\"true\">\n\t\t\t\tSprzeda\u017c produkt\u00f3w bankowych\t\t\t<\/h3>\n\t\t\n\t\t\t\t\t<div class=\"post-tile-horizontal__content-message body__md body__md--light\">\n\t\t\t\tZautomatyzowali\u015bmy ponad 30 proces\u00f3w bankowych w BNP Paribas, przyspieszaj\u0105c sprzeda\u017c produkt\u00f3w bankowych oraz cyfrow\u0105 obs\u0142ug\u0119&#8230;\t\t\t<\/div>\n\t\t\n\t\t<div class=\"post-tile-horizontal__footer\">\n\t\t\t\n<span class=\"btn btn__primary-link animation-right\" aria-hidden=\"true\" >\n\n\n\tPoznaj szczeg\u00f3\u0142y\n\t\t\t<span class=\"btn--icon-right\">\n\t\t\t<span class=\"btn--icon-right-front\">\n\t\t\t\t\t\t\t\t\t<svg\n\t\t\t\t\t\twidth=\"16\"\n\t\t\t\t\t\theight=\"16\"\n\t\t\t\t\t\tviewBox=\"0 0 16 16\"\n\t\t\t\t\t\tfill=\"none\"\n\t\t\t\t\t\txmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n\t\t\t\t\t\tclass=\"btn--icon-right-icon\"\n\t\t\t\t\t\taria-hidden=\"true\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<path\n\t\t\t\t\t\t\td=\"M11.145 10.645L11.855 11.355L15.2051 8L11.855 4.64502L11.145 5.35498L13.2939 7.5H1V8.5H13.2939L11.145 10.645Z\"\/>\n\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\n\t\t\t<span class=\"btn--icon-right-back\">\n\t\t\t\t\t\t\t\t\t<svg class=\"btn--icon-right-icon\"\n\t\t\t\t\t\taria-hidden=\"true\"\n\t\t\t\t\t\txmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n\t\t\t\t\t\tviewBox=\"0 0 14 6\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<path\n\t\t\t\t\t\t\td=\"M9.75189 5.31439L10.3731 5.93561L13.3044 3L10.3731 0.0643921L9.75189 0.685608L11.6322 2.5625H0.875V3.4375H11.6322L9.75189 5.31439Z\"\/>\n\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t<\/span>\n\t\n\n<\/span>\t\t<\/div>\n\t<\/div>\n<\/article>\t\t\t\t\t\t\t<\/li>\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-case-study-slider__post splide__slide animation-hidden delay-2\" >\n\t\t\t\t\t\t\t\t<article\n\tclass=\"post-tile-horizontal\"\n\taria-label=\"Automatyzacja wniosk\u00f3w kredytowych\"\n\tdata-animated=\"false\"\n>\n\t<a href=\"https:\/\/stg.altkomsoftware.com\/pl\/case-studies\/automatyzacja-wnioskow-kredytowych\/\"\n\t\tclass=\"link-focus\"\n\t\taria-label=\"Automatyzacja wniosk\u00f3w kredytowych\">\n\t<\/a>\n\t\t\t<div class=\"post-tile-horizontal__img\">\n\t\t\t<img decoding=\"async\" width=\"432\" height=\"257\" src=\"https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2025\/05\/Obsluga-wnioskow-kredytowych-case-study-listing-656x390.webp\" class=\"attachment-case-study-tile size-case-study-tile\" alt=\"Zbi\u00f3r ekran\u00f3w procesu kredytowego online \u2013 wizualizacja automatyzacji wniosk\u00f3w kredytowych.\" \/>\t\t<\/div>\n\t\n\t<div class=\"post-tile-horizontal__content\">\n\n\t\t\n\t\t\t\t\t<h3 class=\"post-tile-horizontal__content-title h5_style\" aria-hidden=\"true\">\n\t\t\t\tAutomatyzacja wniosk\u00f3w kredytowych\t\t\t<\/h3>\n\t\t\n\t\t\t\t\t<div class=\"post-tile-horizontal__content-message body__md body__md--light\">\n\t\t\t\tZbudowali\u015bmy rozwi\u0105zanie do obs\u0142ugi wniosk\u00f3w kredytowych online. Bank zyska\u0142 wi\u0119ksz\u0105 kontrol\u0119 nad porzuconymi wnioskami dzi\u0119ki&#8230;\t\t\t<\/div>\n\t\t\n\t\t<div class=\"post-tile-horizontal__footer\">\n\t\t\t\n<span class=\"btn btn__primary-link animation-right\" aria-hidden=\"true\" >\n\n\n\tPoznaj szczeg\u00f3\u0142y\n\t\t\t<span class=\"btn--icon-right\">\n\t\t\t<span class=\"btn--icon-right-front\">\n\t\t\t\t\t\t\t\t\t<svg\n\t\t\t\t\t\twidth=\"16\"\n\t\t\t\t\t\theight=\"16\"\n\t\t\t\t\t\tviewBox=\"0 0 16 16\"\n\t\t\t\t\t\tfill=\"none\"\n\t\t\t\t\t\txmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n\t\t\t\t\t\tclass=\"btn--icon-right-icon\"\n\t\t\t\t\t\taria-hidden=\"true\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<path\n\t\t\t\t\t\t\td=\"M11.145 10.645L11.855 11.355L15.2051 8L11.855 4.64502L11.145 5.35498L13.2939 7.5H1V8.5H13.2939L11.145 10.645Z\"\/>\n\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\n\t\t\t<span class=\"btn--icon-right-back\">\n\t\t\t\t\t\t\t\t\t<svg class=\"btn--icon-right-icon\"\n\t\t\t\t\t\taria-hidden=\"true\"\n\t\t\t\t\t\txmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n\t\t\t\t\t\tviewBox=\"0 0 14 6\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<path\n\t\t\t\t\t\t\td=\"M9.75189 5.31439L10.3731 5.93561L13.3044 3L10.3731 0.0643921L9.75189 0.685608L11.6322 2.5625H0.875V3.4375H11.6322L9.75189 5.31439Z\"\/>\n\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t<\/span>\n\t\n\n<\/span>\t\t<\/div>\n\t<\/div>\n<\/article>\t\t\t\t\t\t\t<\/li>\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-case-study-slider__post splide__slide animation-hidden delay-3\" >\n\t\t\t\t\t\t\t\t<article\n\tclass=\"post-tile-horizontal\"\n\taria-label=\"Automatyzacja proces\u00f3w leasingowych w kanale bankowym\"\n\tdata-animated=\"false\"\n>\n\t<a href=\"https:\/\/stg.altkomsoftware.com\/pl\/case-studies\/automatyzacja-procesow-leasingowych-w-kanale-bankowym\/\"\n\t\tclass=\"link-focus\"\n\t\taria-label=\"Automatyzacja proces\u00f3w leasingowych w kanale bankowym\">\n\t<\/a>\n\t\t\t<div class=\"post-tile-horizontal__img\">\n\t\t\t<img decoding=\"async\" width=\"432\" height=\"292\" src=\"https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2025\/05\/automatyzacja-procesow-leasingowych-w-kanale-bankowym-case-study-listing-432x292.webp\" class=\"attachment-case-study-tile size-case-study-tile\" alt=\"Formularz dodawania danych pojazdu do oferty leasingowej w kanale bankowym\" \/>\t\t<\/div>\n\t\n\t<div class=\"post-tile-horizontal__content\">\n\n\t\t\n\t\t\t\t\t<h3 class=\"post-tile-horizontal__content-title h5_style\" aria-hidden=\"true\">\n\t\t\t\tAutomatyzacja proces\u00f3w leasingowych w kanale bankowym\t\t\t<\/h3>\n\t\t\n\t\t\t\t\t<div class=\"post-tile-horizontal__content-message body__md body__md--light\">\n\t\t\t\tUmo\u017cliwili\u015bmy rozpocz\u0119cie procesu leasingowego z poziomu aplikacji bankowej. Wdro\u017cyli\u015bmy szybkie uwierzytelnianie i skr\u00f3cili\u015bmy czas procesowania&#8230;\t\t\t<\/div>\n\t\t\n\t\t<div class=\"post-tile-horizontal__footer\">\n\t\t\t\n<span class=\"btn btn__primary-link animation-right\" aria-hidden=\"true\" >\n\n\n\tPoznaj szczeg\u00f3\u0142y\n\t\t\t<span class=\"btn--icon-right\">\n\t\t\t<span class=\"btn--icon-right-front\">\n\t\t\t\t\t\t\t\t\t<svg\n\t\t\t\t\t\twidth=\"16\"\n\t\t\t\t\t\theight=\"16\"\n\t\t\t\t\t\tviewBox=\"0 0 16 16\"\n\t\t\t\t\t\tfill=\"none\"\n\t\t\t\t\t\txmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n\t\t\t\t\t\tclass=\"btn--icon-right-icon\"\n\t\t\t\t\t\taria-hidden=\"true\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<path\n\t\t\t\t\t\t\td=\"M11.145 10.645L11.855 11.355L15.2051 8L11.855 4.64502L11.145 5.35498L13.2939 7.5H1V8.5H13.2939L11.145 10.645Z\"\/>\n\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\n\t\t\t<span class=\"btn--icon-right-back\">\n\t\t\t\t\t\t\t\t\t<svg class=\"btn--icon-right-icon\"\n\t\t\t\t\t\taria-hidden=\"true\"\n\t\t\t\t\t\txmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n\t\t\t\t\t\tviewBox=\"0 0 14 6\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<path\n\t\t\t\t\t\t\td=\"M9.75189 5.31439L10.3731 5.93561L13.3044 3L10.3731 0.0643921L9.75189 0.685608L11.6322 2.5625H0.875V3.4375H11.6322L9.75189 5.31439Z\"\/>\n\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t<\/span>\n\t\n\n<\/span>\t\t<\/div>\n\t<\/div>\n<\/article>\t\t\t\t\t\t\t<\/li>\t\n\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<ul class=\"post-case-study-slider__pagination splide__pagination\"><\/ul>\n\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<div class=\"post-case-study-slider__footer\">\n\t\t\t\t\n<a class=\"btn btn__primary-outline animation-right\" href=\"https:\/\/altkomsoftware.com\/pl\/case-studies\/\" target=\"_self\" >\n\n\n\tZobacz wszystkie\n\t\t\t<span class=\"btn--icon-right\">\n\t\t\t<span class=\"btn--icon-right-front\">\n\t\t\t\t\t\t\t\t\t<svg\n\t\t\t\t\t\twidth=\"16\"\n\t\t\t\t\t\theight=\"16\"\n\t\t\t\t\t\tviewBox=\"0 0 16 16\"\n\t\t\t\t\t\tfill=\"none\"\n\t\t\t\t\t\txmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n\t\t\t\t\t\tclass=\"btn--icon-right-icon\"\n\t\t\t\t\t\taria-hidden=\"true\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<path\n\t\t\t\t\t\t\td=\"M11.145 10.645L11.855 11.355L15.2051 8L11.855 4.64502L11.145 5.35498L13.2939 7.5H1V8.5H13.2939L11.145 10.645Z\"\/>\n\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\n\t\t\t<span class=\"btn--icon-right-back\">\n\t\t\t\t\t\t\t\t\t<svg class=\"btn--icon-right-icon\"\n\t\t\t\t\t\taria-hidden=\"true\"\n\t\t\t\t\t\txmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n\t\t\t\t\t\tviewBox=\"0 0 14 6\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<path\n\t\t\t\t\t\t\td=\"M9.75189 5.31439L10.3731 5.93561L13.3044 3L10.3731 0.0643921L9.75189 0.685608L11.6322 2.5625H0.875V3.4375H11.6322L9.75189 5.31439Z\"\/>\n\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t<\/span>\n\t\n\n<\/a>\t\t\t<\/div>\n\t\t\t<\/section>\n\n\t\n\n\t<section\n\t\tclass=\"text-person-2-variants  \"\n\t\tid=\"wspolpraca\"\n\t>\n\t\t<div class=\"text-person-2-variants__wrapper-longer\">\n\t\t\t\t\t<\/div>\n\t\t<div class=\"text-person-2-variants__wrapper steps\">\n\t\t\t<div\n\t\t\t\tclass=\"text-person-2-variants__grid \">\n\t\t\t\t\t\t\t\t\t<div class=\"Header\">\n\t\t\t\t\t\t<div class=\"text-person-2-variants__title animation-hidden\">\n\t\t\t\t\t\t\t\n\t<div class=\"title\">\n\t\t<div class=\"title__content title__content--full\">\n\t\t\t<p><span style=\"color: #fffdfd\">WSP\u00d3\u0141PRACA<\/span><\/p>\n<h2><span class=\"h3_style\" style=\"color: #fffdfd\">Poznaj nasze mo\u017cliwo\u015bci w praktyce<\/span><\/h2>\n\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"Content animation-hidden\">\n\t\t\t\t\t\t\t\t\t\t\t<ul class=\"text-person-2-variants__steps\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\t\t\t\tclass=\"text-person-2-variants__step\"\n\t\t\t\t\t\t\t\t\tdata-step=\"1\"\n\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t<div\n\t\t\t\t\t\t\t\t\t\tclass=\"text-person-2-variants__step-wrapper animation-hidden delay-0\">\n\t\t\t\t\t\t\t\t\t\t<p class=\"text-person-2-variants__step-title\">Spotkanie<\/p>\n\t\t\t\t\t\t\t\t\t\t<div\n\t\t\t\t\t\t\t\t\t\t\tclass=\"text-person-2-variants__step-description \">\n\t\t\t\t\t\t\t\t\t\t\t<p><span class=\"body__md body__md--light\">Porozmawiaj z nami o potrzebach Twojego banku i wyzwaniach w obszarze cyfryzacji kredyt\u00f3w.<\/span><\/p>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\t\t\t\tclass=\"text-person-2-variants__step\"\n\t\t\t\t\t\t\t\t\tdata-step=\"2\"\n\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t<div\n\t\t\t\t\t\t\t\t\t\tclass=\"text-person-2-variants__step-wrapper animation-hidden delay-2\">\n\t\t\t\t\t\t\t\t\t\t<p class=\"text-person-2-variants__step-title\">Prezentacja<\/p>\n\t\t\t\t\t\t\t\t\t\t<div\n\t\t\t\t\t\t\t\t\t\t\tclass=\"text-person-2-variants__step-description \">\n\t\t\t\t\t\t\t\t\t\t\t<p><span class=\"body__md body__md--light\">Zobacz, jak dzia\u0142a cyfrowy proces kredytowy oparty na Digital Banking Platform \u2013 krok po kroku.<\/span><\/p>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<li\n\t\t\t\t\t\t\t\t\tclass=\"text-person-2-variants__step\"\n\t\t\t\t\t\t\t\t\tdata-step=\"3\"\n\t\t\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t<div\n\t\t\t\t\t\t\t\t\t\tclass=\"text-person-2-variants__step-wrapper animation-hidden delay-4\">\n\t\t\t\t\t\t\t\t\t\t<p class=\"text-person-2-variants__step-title\">Propozycja<\/p>\n\t\t\t\t\t\t\t\t\t\t<div\n\t\t\t\t\t\t\t\t\t\t\tclass=\"text-person-2-variants__step-description \">\n\t\t\t\t\t\t\t\t\t\t\t<p><span class=\"body__md body__md--light\">Otrzymaj konkretn\u0105 koncepcj\u0119 wdro\u017cenia, uwzgl\u0119dniaj\u0105c\u0105 Twoje systemy, procesy i cele biznesowe.<\/span><\/p>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"Button\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"text-person-2-variants__button animation-hidden\">\n\t\t\t\t\t\t\t\n<a class=\"btn btn__secondary animation-right\" href=\"https:\/\/altkomsoftware.com\/pl\/skontaktuj-sie\/\" target=\"_self\" >\n\n\n\tSkontaktuj si\u0119 z nami\n\t\t\t<span class=\"btn--icon-right\">\n\t\t\t<span class=\"btn--icon-right-front\">\n\t\t\t\t\t\t\t\t\t<svg\n\t\t\t\t\t\twidth=\"16\"\n\t\t\t\t\t\theight=\"16\"\n\t\t\t\t\t\tviewBox=\"0 0 16 16\"\n\t\t\t\t\t\tfill=\"none\"\n\t\t\t\t\t\txmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n\t\t\t\t\t\tclass=\"btn--icon-right-icon\"\n\t\t\t\t\t\taria-hidden=\"true\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<path\n\t\t\t\t\t\t\td=\"M11.145 10.645L11.855 11.355L15.2051 8L11.855 4.64502L11.145 5.35498L13.2939 7.5H1V8.5H13.2939L11.145 10.645Z\"\/>\n\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\n\t\t\t<span class=\"btn--icon-right-back\">\n\t\t\t\t\t\t\t\t\t<svg class=\"btn--icon-right-icon\"\n\t\t\t\t\t\taria-hidden=\"true\"\n\t\t\t\t\t\txmlns=\"http:\/\/www.w3.org\/2000\/svg\"\n\t\t\t\t\t\tviewBox=\"0 0 14 6\"\n\t\t\t\t\t>\n\t\t\t\t\t\t<path\n\t\t\t\t\t\t\td=\"M9.75189 5.31439L10.3731 5.93561L13.3044 3L10.3731 0.0643921L9.75189 0.685608L11.6322 2.5625H0.875V3.4375H11.6322L9.75189 5.31439Z\"\/>\n\t\t\t\t\t<\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t<\/span>\n\t\n\n<\/a>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"Person\">\n\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2025\/03\/Sandra-Szklarek-1.png\" width=\"370\" height=\"320\" alt=\"\">\n\t\t\t\t\t\t<div\n\t\t\t\t\t\t\tclass=\"text-person-2-variants__person-box left\">\n\t\t\t\t\t\t\t<p class=\"text-person-2-variants__person-box-name\">Sandra Szklarek<\/p>\n\t\t\t\t\t\t\t<p class=\"text-person-2-variants__person-box-position\">Business Development Manager<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"animation-tiles steps\">\n\t\t\t\t\t\t\t<img\n\t\t\t\t\t\t\t\tsrc=\"https:\/\/stg.altkomsoftware.com\/wp-content\/themes\/altkomsoftware\/includes\/blocks\/text-person-2-variants\/img\/step-1.svg\"\n\t\t\t\t\t\t\t\talt=\"\"\n\t\t\t\t\t\t\t\twidth=\"160\"\n\t\t\t\t\t\t\t\theight=\"160\"\n\t\t\t\t\t\t\t\/>\n\t\t\t\t\t\t\t<img\n\t\t\t\t\t\t\t\tsrc=\"https:\/\/stg.altkomsoftware.com\/wp-content\/themes\/altkomsoftware\/includes\/blocks\/text-person-2-variants\/img\/step-2.svg\"\n\t\t\t\t\t\t\t\talt=\"\"\n\t\t\t\t\t\t\t\twidth=\"160\"\n\t\t\t\t\t\t\t\theight=\"160\"\n\t\t\t\t\t\t\t\/>\n\t\t\t\t\t\t\t<img\n\t\t\t\t\t\t\t\tsrc=\"https:\/\/stg.altkomsoftware.com\/wp-content\/themes\/altkomsoftware\/includes\/blocks\/text-person-2-variants\/img\/step-3.svg\"\n\t\t\t\t\t\t\t\talt=\"\"\n\t\t\t\t\t\t\t\twidth=\"160\"\n\t\t\t\t\t\t\t\theight=\"160\"\n\t\t\t\t\t\t\t\/>\n\t\t\t\t\t\t\t<img\n\t\t\t\t\t\t\t\tsrc=\"https:\/\/stg.altkomsoftware.com\/wp-content\/themes\/altkomsoftware\/includes\/blocks\/text-person-2-variants\/img\/step-4.svg\"\n\t\t\t\t\t\t\t\talt=\"\"\n\t\t\t\t\t\t\t\twidth=\"160\"\n\t\t\t\t\t\t\t\theight=\"160\"\n\t\t\t\t\t\t\t\/>\n\t\t\t\t\t\t\t<img\n\t\t\t\t\t\t\t\tsrc=\"https:\/\/stg.altkomsoftware.com\/wp-content\/themes\/altkomsoftware\/includes\/blocks\/text-person-2-variants\/img\/step-5.svg\"\n\t\t\t\t\t\t\t\talt=\"\"\n\t\t\t\t\t\t\t\twidth=\"160\"\n\t\t\t\t\t\t\t\theight=\"160\"\n\t\t\t\t\t\t\t\/>\n\t\t\t\t\t\t\t<img\n\t\t\t\t\t\t\t\tsrc=\"https:\/\/stg.altkomsoftware.com\/wp-content\/themes\/altkomsoftware\/includes\/blocks\/text-person-2-variants\/img\/step-6.svg\"\n\t\t\t\t\t\t\t\talt=\"\"\n\t\t\t\t\t\t\t\twidth=\"160\"\n\t\t\t\t\t\t\t\theight=\"160\"\n\t\t\t\t\t\t\t\/>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/section>\n\t\n\n\t<section\n\t\t\tclass=\"post-blog-slider  lg:pt-[2.5rem] lg:pb-[5rem] pt-[2.5rem] pb-[2.5rem]\"\n\t\t\tid=\"block_efd6861f654fe84b43c646cfe00ff70c\">\n\t\t\t\t\t<div\n\t\t\t\t\tclass=\"post-blog-slider__title animation-hidden desktop-left mobile-left\">\n\t\t\t\t\n\t<div class=\"title\">\n\t\t<div class=\"title__content title__content--full\">\n\t\t\t<p><span class=\"body__sm body__sm--regular\">BLOG<\/span><\/p>\n<h2><span class=\"h3_style\">Czytaj wi\u0119cej o roli technologii w rozwoju bankowo\u015bci<\/span><\/h2>\n\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"post-blog-slider__posts-wrapper splide\">\n\t\t\t\t<div class=\"splide__track\">\n\t\t\t\t\t<ul class=\"post-blog-slider__posts splide__list\" role=\"tablist\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-blog-slider__post splide__slide animation-hidden\">\n\t\t\t\t\t\t\t\t<article\n\tclass=\"post-tile-vertical\"\n\tdata-animated=\"false\"\n\t>\n\t<a href=\"https:\/\/stg.altkomsoftware.com\/pl\/blog\/onboarding-mobilny-w-bankowosci\/\" class=\"link-focus\"\n\t\tid=\"item-6a20c448c293f-onboarding-mobilny-w-bankowosci\"\n\t\taria-expanded=\"false\"\n\t\taria-controls=\"box-6a20c448c293f-onboarding-mobilny-w-bankowosci\"\n\t\taria-label=\"Dlaczego klienci rezygnuj\u0105 ju\u017c na starcie? Onboarding mobilny w bankowo\u015bci: 5 grzech\u00f3w g\u0142\u00f3wnych i jak ich unikn\u0105\u0107\"\n\t><\/a>\n\t\t\t<div class=\"post-tile-vertical__img\">\n\t\t\t<img decoding=\"async\" width=\"465\" height=\"240\" src=\"https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2025\/10\/Mobile-Onboarding-in-Banking-\u2013-The-5-Deadly-Sins-and-How-to-Avoid-Them-465x240.webp\" class=\"attachment-post-tile size-post-tile\" alt=\"Article about Mobile Onboarding in Banking\" srcset=\"https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2025\/10\/Mobile-Onboarding-in-Banking-\u2013-The-5-Deadly-Sins-and-How-to-Avoid-Them-465x240.webp 465w, https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2025\/10\/Mobile-Onboarding-in-Banking-\u2013-The-5-Deadly-Sins-and-How-to-Avoid-Them-176x92.webp 176w\" sizes=\"(max-width: 465px) 100vw, 465px\" \/>\t\t<\/div>\n\t\n\t<div class=\"post-tile-vertical__content-wrapper\"\n\t\tid=\"box-6a20c448c293f-onboarding-mobilny-w-bankowosci\"\n\t\trole=\"region\"\n\t\taria-labelledby=\"item-6a20c448c293f-onboarding-mobilny-w-bankowosci\"\n\t\taria-hidden=\"true\">\n\t\t<div class=\"post-tile-vertical__content-info\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<time datetime=\"2025-10-21\">\n\t\t\t\t\t21\/10\/2025\t\t\t\t<\/time>\n\t\t\t\t\t\t|\n\t\t\t<div>8 min czytania<\/div>\n\t\t<\/div>\n\t\t<div class=\"post-tile-vertical__content\">\n\t\t\t\t\t\t\t<h3 class=\"post-tile-vertical__content-title\" aria-hidden=\"true\">\n\t\t\t\t\tDlaczego klienci rezygnuj\u0105 ju\u017c na starcie? Onboarding mobilny w bankowo\u015bci: 5 grzech\u00f3w g\u0142\u00f3wnych i jak ich unikn\u0105\u0107\t\t\t\t<\/h3>\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"post-tile-vertical__content-hide-message\">\n\t\t\t\t\tJu\u017c w 2022 roku badania pokazywa\u0142y, \u017ce nawet 63% klient\u00f3w porzuca\u0142o cyfrowy proces otwarcia konta, zanim dotarli do ko\u0144ca formularza1.  Trzy lata p\u00f3\u017aniej, mimo inwestycji w biometri\u0119 i automatyzacj\u0119 KYC, sytuacja wci\u0105\u017c pozostaje alarmuj\u0105ca: wed\u0142ug The Financial Brand (2025), ponad po\u0142owa aplikacji mobilnych ko\u0144czy si\u0119 rezygnacj\u0105 u\u017cytkownika, a co druga instytucja finansowa przyznaje, \u017ce do\u015bwiadcza porzuce\u0144 w kana\u0142ach cyfrowych2. Dlaczego wi\u0119c banki, mimo zaawansowanych technologii i ogromnych inwestycji w cyfryzacj\u0119, wci\u0105\u017c trac\u0105 klient\u00f3w ju\u017c na starcie? I jakie b\u0142\u0119dy w mobilnym onboardingu powtarzaj\u0105 si\u0119 najcz\u0119\u015bciej?\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\t<div class=\"post-tile-vertical__footer\">\n\t\t<div class=\"post-tile-vertical__footer--author\">\n\t\t\tAleksandra Strelczuk\t\t<\/div>\n\t\t<div class=\"post-tile-vertical__footer--arrow\" aria-hidden=\"true\">\n\t\t\t<svg width=\"21\" height=\"20\" viewBox=\"0 0 21 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t<path\n\t\t\t\t\td=\"M14.4313 13.3062L15.3187 14.1936L19.5063 9.99988L15.3187 5.80615L14.4313 6.6936L17.1174 9.37488H1.75V10.6249H17.1174L14.4313 13.3062Z\"\n\t\t\t\t\tfill=\"#4632FF\"\/>\n\t\t\t<\/svg>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-blog-slider__post splide__slide animation-hidden\">\n\t\t\t\t\t\t\t\t<article\n\tclass=\"post-tile-vertical\"\n\tdata-animated=\"false\"\n\t>\n\t<a href=\"https:\/\/stg.altkomsoftware.com\/pl\/blog\/customer-journey-analytics-w-bankowosci\/\" class=\"link-focus\"\n\t\tid=\"item-6a20c448c436b-customer-journey-analytics-w-bankowosci\"\n\t\taria-expanded=\"false\"\n\t\taria-controls=\"box-6a20c448c436b-customer-journey-analytics-w-bankowosci\"\n\t\taria-label=\"Najpierw klient, potem ekran: rola insight\u00f3w w budowaniu skutecznego CX w finansach\"\n\t><\/a>\n\t\t\t<div class=\"post-tile-vertical__img\">\n\t\t\t<img decoding=\"async\" width=\"465\" height=\"240\" src=\"https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2025\/11\/Najpierw-klient-potem-ekran-465x240.webp\" class=\"attachment-post-tile size-post-tile\" alt=\"Article about Customer Journey Analytics\" srcset=\"https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2025\/11\/Najpierw-klient-potem-ekran-465x240.webp 465w, https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2025\/11\/Najpierw-klient-potem-ekran-176x92.webp 176w\" sizes=\"(max-width: 465px) 100vw, 465px\" \/>\t\t<\/div>\n\t\n\t<div class=\"post-tile-vertical__content-wrapper\"\n\t\tid=\"box-6a20c448c436b-customer-journey-analytics-w-bankowosci\"\n\t\trole=\"region\"\n\t\taria-labelledby=\"item-6a20c448c436b-customer-journey-analytics-w-bankowosci\"\n\t\taria-hidden=\"true\">\n\t\t<div class=\"post-tile-vertical__content-info\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<time datetime=\"2025-12-01\">\n\t\t\t\t\t01\/12\/2025\t\t\t\t<\/time>\n\t\t\t\t\t\t|\n\t\t\t<div>14 min czytania<\/div>\n\t\t<\/div>\n\t\t<div class=\"post-tile-vertical__content\">\n\t\t\t\t\t\t\t<h3 class=\"post-tile-vertical__content-title\" aria-hidden=\"true\">\n\t\t\t\t\tNajpierw klient, potem ekran: rola insight\u00f3w w budowaniu skutecznego CX w finansach\t\t\t\t<\/h3>\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"post-tile-vertical__content-hide-message\">\n\t\t\t\t\tNasza aplikacja musi by\u0107 bardziej nowoczesna &#8211; to zdanie wci\u0105\u017c zbyt cz\u0119sto inicjuje rozmowy w salach konferencyjnych instytucji finansowych, kieruj\u0105c zespo\u0142y w stron\u0119 pochopnych decyzji: od\u015bwie\u017cenia interfejsu, dodania nowych funkcji czy uruchomienia kolejnego kana\u0142u cyfrowego. Tymczasem z perspektywy organizacji, dla kt\u00f3rych kluczowe s\u0105 d\u0142ugoterminowy wzrost i stabilno\u015b\u0107, istnieje du\u017co skuteczniejsze pytanie, kt\u00f3re powinno otwiera\u0107 ka\u017cd\u0105 rozmow\u0119 o zmianach.\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\t<div class=\"post-tile-vertical__footer\">\n\t\t<div class=\"post-tile-vertical__footer--author\">\n\t\t\tAnna Rennert\t\t<\/div>\n\t\t<div class=\"post-tile-vertical__footer--arrow\" aria-hidden=\"true\">\n\t\t\t<svg width=\"21\" height=\"20\" viewBox=\"0 0 21 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t<path\n\t\t\t\t\td=\"M14.4313 13.3062L15.3187 14.1936L19.5063 9.99988L15.3187 5.80615L14.4313 6.6936L17.1174 9.37488H1.75V10.6249H17.1174L14.4313 13.3062Z\"\n\t\t\t\t\tfill=\"#4632FF\"\/>\n\t\t\t<\/svg>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<li class=\"post-blog-slider__post splide__slide animation-hidden\">\n\t\t\t\t\t\t\t\t<article\n\tclass=\"post-tile-vertical\"\n\tdata-animated=\"false\"\n\t>\n\t<a href=\"https:\/\/stg.altkomsoftware.com\/pl\/blog\/interfejsy-konwersacyjne-w-finansach\/\" class=\"link-focus\"\n\t\tid=\"item-6a20c448c4d0a-interfejsy-konwersacyjne-w-finansach\"\n\t\taria-expanded=\"false\"\n\t\taria-controls=\"box-6a20c448c4d0a-interfejsy-konwersacyjne-w-finansach\"\n\t\taria-label=\"Interfejsy konwersacyjne w finansach: jak chatboty i asystenci g\u0142osowi zmieniaj\u0105 do\u015bwiadczenie klienta w bankowo\u015bci?\"\n\t><\/a>\n\t\t\t<div class=\"post-tile-vertical__img\">\n\t\t\t<img decoding=\"async\" width=\"465\" height=\"240\" src=\"https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2025\/10\/Conversational-Interfaces-in-Banking-465x240.webp\" class=\"attachment-post-tile size-post-tile\" alt=\"Article about Conversational Interfaces in Banking\" srcset=\"https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2025\/10\/Conversational-Interfaces-in-Banking-465x240.webp 465w, https:\/\/stg.altkomsoftware.com\/wp-content\/uploads\/2025\/10\/Conversational-Interfaces-in-Banking-176x92.webp 176w\" sizes=\"(max-width: 465px) 100vw, 465px\" \/>\t\t<\/div>\n\t\n\t<div class=\"post-tile-vertical__content-wrapper\"\n\t\tid=\"box-6a20c448c4d0a-interfejsy-konwersacyjne-w-finansach\"\n\t\trole=\"region\"\n\t\taria-labelledby=\"item-6a20c448c4d0a-interfejsy-konwersacyjne-w-finansach\"\n\t\taria-hidden=\"true\">\n\t\t<div class=\"post-tile-vertical__content-info\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<time datetime=\"2025-10-16\">\n\t\t\t\t\t16\/10\/2025\t\t\t\t<\/time>\n\t\t\t\t\t\t|\n\t\t\t<div>14 min czytania<\/div>\n\t\t<\/div>\n\t\t<div class=\"post-tile-vertical__content\">\n\t\t\t\t\t\t\t<h3 class=\"post-tile-vertical__content-title\" aria-hidden=\"true\">\n\t\t\t\t\tInterfejsy konwersacyjne w finansach: jak chatboty i asystenci g\u0142osowi zmieniaj\u0105 do\u015bwiadczenie klienta w bankowo\u015bci?\t\t\t\t<\/h3>\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"post-tile-vertical__content-hide-message\">\n\t\t\t\t\tSztuczna inteligencja sukcesywnie redefiniuje model obs\u0142ugi klienta w bankowo\u015bci. Zgodnie z prognozami Gartnera, do 2026 roku konwersacyjna AI pozwoli instytucjom finansowym ograniczy\u0107 koszty operacyjne centr\u00f3w kontaktowych nawet o 80 miliard\u00f3w dolar\u00f3w\u00b9. Rok 2025 to z kolei moment intensywnego wdra\u017cania generatywnej AI, jako kluczowego narz\u0119dzia podnosz\u0105cego jako\u015b\u0107, efektywno\u015b\u0107 i personalizacj\u0119 interakcji z klientem\u00b2. Sprawd\u017amy, w jaki spos\u00f3b banki wykorzystuj\u0105 ten potencja\u0142 i dlaczego interfejsy konwersacyjne staj\u0105 si\u0119 strategicznym filarem nowoczesnej bankowo\u015bci.\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t<\/div>\n\t<div class=\"post-tile-vertical__footer\">\n\t\t<div class=\"post-tile-vertical__footer--author\">\n\t\t\tKornelia Marczewska\t\t<\/div>\n\t\t<div class=\"post-tile-vertical__footer--arrow\" aria-hidden=\"true\">\n\t\t\t<svg width=\"21\" height=\"20\" viewBox=\"0 0 21 20\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t\t<path\n\t\t\t\t\td=\"M14.4313 13.3062L15.3187 14.1936L19.5063 9.99988L15.3187 5.80615L14.4313 6.6936L17.1174 9.37488H1.75V10.6249H17.1174L14.4313 13.3062Z\"\n\t\t\t\t\tfill=\"#4632FF\"\/>\n\t\t\t<\/svg>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<ul class=\"post-blog-slider__pagination splide__pagination\"><\/ul>\n\t\t\t<\/div>\n\t\t\t<\/section>\n\n\t","protected":false},"excerpt":{"rendered":"","protected":false},"featured_media":0,"parent":41197,"menu_order":0,"template":"","class_list":["post-46354","industries","type-industries","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/stg.altkomsoftware.com\/pl\/wp-json\/wp\/v2\/industries\/46354","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stg.altkomsoftware.com\/pl\/wp-json\/wp\/v2\/industries"}],"about":[{"href":"https:\/\/stg.altkomsoftware.com\/pl\/wp-json\/wp\/v2\/types\/industries"}],"version-history":[{"count":5,"href":"https:\/\/stg.altkomsoftware.com\/pl\/wp-json\/wp\/v2\/industries\/46354\/revisions"}],"predecessor-version":[{"id":50188,"href":"https:\/\/stg.altkomsoftware.com\/pl\/wp-json\/wp\/v2\/industries\/46354\/revisions\/50188"}],"up":[{"embeddable":true,"href":"https:\/\/stg.altkomsoftware.com\/pl\/wp-json\/wp\/v2\/industries\/41197"}],"wp:attachment":[{"href":"https:\/\/stg.altkomsoftware.com\/pl\/wp-json\/wp\/v2\/media?parent=46354"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}