Banking product sales
Over 30 banking processes automated for BNP Paribas, accelerating product launches and enhancing digital customer…
CHALLENGES
Are you losing customers due to a slow and complex loan process?
From our work with banks, we see recurring barriers that slow down loan digitalisation. If the issues below sound familiar, you’re in the right place.
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The process takes too long. Loan decisions can take days, causing many customers to drop out before completing the journey.
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Costs keep rising. Manual handling and fragmented systems increase workload and generate additional expenses.
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Sales channels are inconsistent. Customers start online but end up in a branch… or choose a competitor’s offer.
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Sales potential is wasted. Lack of personalisation, no real-time data, and ineffective cross-selling limit performance.
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Regulations slow progress. Every change requires additional analysis, testing and approvals, delaying innovation.
SOLUTION
Digitalisation of Cash and Instalment Loans
We provide a ready-made loan process — proven, scalable, and quick to launch in your bank.
It is powered by our proprietary solution: Altkom Digital Banking Platform (DBP), designed for the digital sale of banking products.
DIGITAL BANKING PLATFORM
Key capabilities
Deliver a consistent, seamless experience across every channel: online banking, mobile app, branch, e-commerce, call centre, and external partners.
Result: broader reach and greater convenience for customers.
Automation of leasing processes in the banking channel
Leasing application process was enabled directly from the banking app. Fast authentication was implemented, and…Automation of credit applications
By implementing an online loan application solution, the bank gained improved oversight of abandoned applications,…
PARTNERSHIP
Experience our capabilities in practice
Meeting
Discuss your bank’s needs and challenges in loan digitalisation.
Presentation
See how the digital loan process works on the Digital Banking Platform — step by step.
Proposal
Receive a tailored implementation concept, aligned with your systems, processes, and business goals.
Filip Wachowiak
Business Development Manager
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